In short: A PinToPay card is topped up with cryptocurrency (USDT) through a Telegram bot: you receive a transfer address, send USDT to it, and once the network confirms the transaction the funds are credited to the card balance.

You top up a PinToPay card with cryptocurrency, most often the stablecoin USDT, and the entire process is managed through a Telegram bot. This sets the service apart from classic bank cards, which are funded with cash or a bank transfer.

Step-by-step process

The general sequence of steps looks like this:

  1. Open the official PinToPay Telegram bot and go to the card top-up section.
  2. Select the currency (USDT) and the transfer network — it’s important to use exactly the network the bot specifies (for example, TRC-20 or another supported one), otherwise you could lose your funds.
  3. Copy the top-up address that the bot generates.
  4. Send the desired amount of USDT from your wallet or exchange to that address.
  5. Wait for the blockchain confirmations — after that, the funds are converted and credited to the card balance.

What to check before transferring

  • Transfer network. Sending in an unsupported network is the most common reason for lost funds. Always verify the network in both the sending wallet and the bot.
  • Address. Copy the address in full and double-check the first and last characters.
  • Fees and rate. The service may charge a top-up fee and apply its own conversion rate. Check the exact values in the bot at the time of the transaction, as they can change.
  • Limits. There may be minimum and maximum top-up amounts — check them in advance.

If the funds don’t arrive

If the crediting is delayed, first check the transaction status in a blockchain explorer using the transfer hash. If the network has confirmed the transaction but your balance hasn’t changed, contact the service’s support through the same Telegram bot, keeping the transaction hash on hand.

This material is for informational purposes only and does not constitute financial advice. Before topping up, do your own research (DYOR), verify that the bot is official, and never send funds to unverified addresses.

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